Monthly Archives: August 2014

Capital Gains Tax: Should Investors Pay More or Less?

For those of you who don’t understand the difference between general economics and financial economics, financial economics is your general economics with a focus on investments. That being said, I’m fairly interested in investments.
The frustrating part about investments is that if you do well, you might be sucked into a generalized comment about how evil you are. There’s a lot of people who don’t understand the truth about it: High risk  does mean a high reward. But you don’t really make a whole lot of money. The first part, and one of the most unfortunate things, about investing money is that you need money to make money. Much of the time, $100 won’t get you very far. Another thing is that you lose money from commissions. With TD Ameritrade, you pay $10 per trade. $100 only allows you to invest $90. Thus, the previous statement couldn’t be any more true. This is because if you invest $100 and lose $10 due to commission, you need to make more than $90 to really have any kind of return.
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Higher State Income Tax vs Sales Tax: Do You Win With Sales Tax?

Many people in the past have told me that they refuse to live in Oregon just because of a state income tax as well as other taxes. They said they would much rather pay 9.5% (Seattle, WA) in sales taxes. I think it’s about time that these people got the rude awakening that they deserve by looking at this a little closer.
Just to clarify, this would only be an increase to a tax that already exists. Income tax is only taken out here and there throughout the year and you don’t have to worry about having enough for tax. However, when you have a sales tax it’s much more than just worrying about having enough money to cover the tax. You also deal with the lack of control that the people have over the increases and decreases in your sales tax. When I moved to a place nearby Seattle called Kent, the sales tax rate was about 6.5%. Now it’s up to 9.5%? Politicians lied to us, saying that it was only going to be a temporary increase.
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The Cost of BYU-Idaho: Is It Really Affordable?

Rexburg, Idaho is home to one of the most affordable colleges with an amazing quality education in the United States. The high standards of Brigham Young University – Idaho (BYU-Idaho or BYU-I) keep the students performing well. But are they starting to get a little too high? Academic scholarships require higher GPAs, student health insurance soared by $130, and the rent rates are increasing all around the city.
This article is an assessment of housing, work, necessities, and the cost of school. It does not include food or gas due to the nature of their prices. It is informational to those attending school here and very helpful for those who are considering attending school here.
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One Way to Reduce Gas Prices

I was thinking about gas prices and how they’ve just been soaring and fluctuating for no apparent reason and it’s getting annoying. One conclusion that I came to not too long ago was a thought about something else in the form of a question: How are many people able to go to college? No, I’m not proposing loans for gas. I think that we should consider an induced competition.
Many people would want to know if there’s going to be a new tax. I will be the first to say that there should not be a new tax to help cover this. Domestic drilling. Many people have already thought of this, but did they consider the possibility of the government stepping in and owning an oil well or two? I don’t think so. There are many potential positives from this kind of help.
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