If you’re a reader of mine, you most likely have a bank account. If this is the first article of mine you’ve read, it’s still very likely that you have a bank account. There’s this other side of banking that people usually don’t notice unless they’ve explored their bank’s website. They see all of these other types of accounts and services, but they’re too confused to go exploring it. Let’s clear up that confusion. You might actually find that some of these accounts are much better to have than a regular savings account.
Building credit with a credit card sounds like common sense, right? Get approved for a credit card, use it, then pay off the balance on time and never allow it to over your limit. Sounds simple, but it really isn’t. Many lack the self-discipline that it takes to actually do something like that. Instead of trying to find out how one could learn this kind of discipline, they just use their instincts, which usually ends poorly. There’s a better way to do this. Even if you don’t have much self-discipline, here are a few tips that will help you in the long run.